My investment philosophy

I am a firm believer in Warren Buffet’s two rules for investing. Rule number one; Don’t lose money. Rule number two, refer back to rule number one.

There are several common ways to lose money; inflation, speculation and buying a lemon, opportunity cost. The purpose behind investing is to beat inflation thus protecting your purchasing power, seek the highest return for your level of risk and avoid buying an investment which is really a lemon.

Your Questions, Answered

  • No! But good question, I am a fee only advisor. I do not receive commissions, nor will I try and sell you life insurance, an annuity or anything like that. I can and will only advise you on the pros and cons of different options if you are interested.

  • I keep my rates fairly affordable compared to the industry standard, if you are uncertain whether I am the right advisor for you we can either start with a general conversation over coffee or a quick phone call, go ahead and fill out a contact form?

  • I am a holistic financial advisor and a Series 65 holder making me a Investment Advisor Rep which is a fiduciary, basically your financial well being is my highest priority.

  • Excellent question, if you want me to manage your investments on your behalf I will require that the account be held by Charles Schwab, a brokerage firm. I will only have trading permission, so that I can manage the account but cannot withdraw any funds. Trust, but verify and mitigate risk.

  • If you have a unique situation; trying to save to buy a home, received a windfall of cash, are concerned about a taxation of your investments, retirement planning etc. please fill out the contact form and let’s get started.

  • Quite straightforward, I offer both flat hourly rates and investment management for a percentage of the assets under management (AUM)

“Spend each day trying to be a little wiser than you were when you woke up. Discharge your duties faithfully and well. Slug it out one inch at a time, day by day. At the end of the day—if you live long enough—most people get what they deserve.”

- Charlie Munger

A customized portfolio for your situation

Each and every person has varying level’s of risk tolerance, different current and expected future income, tax situations, cost’s of living and specific life goals. Together we will sit down and find a path that makes sense for you. Whether you would like me to construct and manage your portfolio or if you are someone who does it themselves but could use a qualified outside perspective to advise you.